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ABOUT US |
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Sahara Uttarayan is a microfinance institution working primarily with poor women.Its prime objective is to provide cost effective financial services to clients in developing and expanding their business and thereby improving the livelihood opportunities. The institution commenced its operations in the year 2001 and has made significant strides towards achieving its mission and objectives.It has an outreach of approximately 46,000 clients at the end of February 2008. It operates in urban as well as in rural areas of Sahara Uttarayan plans to expand beyond the state to increase its outreach. Sahara Uttarayan offers credit and insurance to secure its portfolio.The client base indicates the dire need of financial services in this region and also the willingness of clients to be associated with " Sahara Uttarayan.As an institution, Sahara Uttarayan is known as a credible and promising institution to all its stakeholders, having high level of transparency and a systematic approach towards operations. The strength of the programme stems from a highly motivated management and staff team, which comprises of young and dynamic individuals who identify themselves with the mission and values of the institution. |
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FOCUS ON MICRO FINANCE |
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women’s empowerment is the key to socio economic development of the community.Microfinance has been seen as tool for empowerment and ensuring the welfare of women. As experienced, due to no financial support, the poor women have always been tortured in different steps of the society. Micro Credit of the society. Micro Credit is a viable intervention, empowers them, helps in decision making in their families,availing society and capacity building too. Through formation of SHGs, mobilization of small savings and Micro Credit for a small trading helps to fulfill their family needs in a bigger from. By implementing Micro Credit,the practice of money lending at higher rate of interest and mortgages too from the moneylenders have been checked. |
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ROLE OF SAHARA UTTARYAN |
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The Banking services in the country have flourished. They do not have access to formal credit.In such circumstances,the only option left before them is to knock the doors of the moneylenders,who charge higher rate of interest.Sahara Uttarayan has an important role to play by extending credit facilities to the poorest of our society on easy terms and without mortgages. |
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OBJECTIVES |
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“ To improve the standard and quality of life of poor women by providing them micro-credit at affordable price. " |
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“ Such credit will enhance their earnings and they can spend more on nutrition of children, education of children. " |
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“ shelter and food for themselves." |
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