KEY PROGRAMME STRENGTHS  
     
     
 
 
  Governance, Experience and sttategy
   
  1. Clear focus on microfinance
   
  2. Well-planned strategy for growth and sustainability.
     
  3. Good credit culture.
     
  Management and operations
     
  1. Good MIS accounting system.
     
  2. Effective system for tracking overdues.
     
  3. Stable,qualified and experienced staff.
     
  Financial
     
  1. Good repayment rate and portfolio quality.
     
  2. Reasonable performance on profitability and sustainability
     
     
   
 
     
     
 
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